Important Message -Spiritual/Finantial Issues

[Pomguymguy]

Hello Everone,

This is a newsletter from Adrian Cooper. He is based on the Isle of Man- UK.

I have subscribed to his newsletter for about 3 years and found him to be very inspirational and seems to be very up with the current situation - the reason why the majority of us are here at Avalon.

This is the entire Email - All very relavant. Paul R (Pomguymguy)


----- Original Message -----
From: "Adrian" <adrian@ourultimatereality.com>
To: "Paul" <ozpomspcr@netspace.net.au>
Sent: Monday, October 13, 2008 2:05 AM
Subject: Paul - Here is your Our Ultimate Reality newsletter. Global financial "crisis" - The End Game


> Dear Paul,
>
> Welcome to your newsletter.
>
> I do hope you have enjoyed a wonderful week, happy, abundant and
> healthy week.
>
> This week has been momentous for everyone on Earth, notably in view
> of the ongoing so called "turmoil" in the financial markets.
>
> What we are seeing is a "quickening" as the momentum towards the
> great transition of the ages, to the next evolution of human being,
> and the age of realisation of the Light gathers pace.
>
> If this last week has been momentous, this coming week promises to
> be be as well - in more ways than one.
>
> It had been my intention this week to return to our main focus of
> our own evolution at all levels - body, Soul, and Spirit -
> collectively - Mind and Light, but in view of the events of this
> last week, and the potential events of this coming week, and of the
> many messages received and concerns people are facing, I have
> decided to once again this week not reveal the true meaning of these
> events, but how they have come about - which has not been by
> "chance".
>
> But first I would like to extend a very warm welcome to all new
> members of this newsletter. Each week increasingly more are joining
> us, directly reflecting the great awakening that is currently well
> and truly in progress.
>
> Remember, as events unfold, the destiny of each and every person
> will be measured in many ways, as an overall Energy, one of the
> most fundamental of which is Service to others before service to
> self", which is a fundamental Principle of Spiritual Evolution,
> along with realising our Source, God within, and Unconditional
> Love for all Creation.
>
> Therefore one of the greatest way to help others, and thereby help
> yourself is to show people you truly care about - in fact even
> those you do not perhaps care about so much - the way forward.
>
> It takes but a moment to share this newsletters with someone else -
> the more the better - but your contribution will be profound. If
> everyone on Earth, who is already awakened - as you are - takes a
> few moments to show others the Light, then the best possible
> outcome in the great transition is assured.
>
> The main subject of this newsletter affects every single person on
> the planet as you will see. There can be no one who has not been
> touched in some way with the events of the last few weeks, or
> anyone that remains unconcerned about them. Everyone, without
> exception, awakening or not, will relate to what I have to say
> today.
>
> So please forward it to everyone you know.
>
> You might also suggest they join this newsletter for themselves to
> benefit from future editions, which they may do from the home page
> of our website:
>
> http://www.ourultimatereality.com
>
> I say "our" because the website does not belong to me - it belongs
> to all of us - I am simply a servant of the Light within us all.
>
> Please also join in the, often profound discussions taking place on
> our forums:
>
> http://www.ourultimatereality.com/forums
>
> And please also keep in Mind that I was inspired to write the book,
> Our Ultimate Reality, Life, the Universe and Destiny of Mankind in
> the Light of the ongoing transition, that as "many" - we are all
> expressions of the One True Light - as possible may be prepared:
>
> http://www.ourultimatereality.com/ou...-the-book.html
>
> My only desire is to guide as many expressions of the Divine as
> possible a way towards the Light, and everyone one of you can help.
>
> ----------------------------------------
> Global financial "crisis" - The End Game
> ----------------------------------------
>
> First of all - there follows a disclaimer which I must commence
> with for my own protection:
>
> Disclaimer:
>
> What follows in this email newsletter are my own personal views as
> represented, and should not, in any way, be construed as a statement
> of fact, regardless of any implications to the contrary. All my
> rights to freedom of speech are herewith reserved.
>
> Last week I discussed, in general terms, the current so called
> "global financial crisis".
>
> In view of the many messages received, the rapid deterioration of
> the situation, and implications for all humanity, I now feel that I
> must explain the true cause and origin of this situation, in order
> to answer all the questions, and show where it is leading - which
> is extremely important to everyone.
>
> In our newsletter of last week, in relation to the so called US
> government $700 billion dollar "bail out" I said:
>
> "However - in the context of the overall financial situation of the
> world this $700Bn will not make that much difference. The forces of
> darkness have way over-played their hand this time. As I mentioned
> earlier in the week - the global financial system, especially in
> the USA, is a house of cards just waiting for a waft of air to
> collapse it, so in that context individual debts are meaningless".
>
> "As we approach the transition, we will continue to see all human
> excesses and unnatural situations be brought back in line with
> nature. This is happening at many levels already. Ultimately the
> global financial system as it is now is doomed".
>
> During this last week we have seen this scenario accelerating as I
> knew it would, and now is the moment to cut through all the
> political propaganda to get to the truth, that we may move forward
> in that Light.
>
> In order to understand the significance of this situation, we first
> of all need to look at how and why it has occurred.
>
> But first I must point out that although this situation has its
> historical and current origins in the USA, those behind it are not,
> for the most part, of the USA. I have no interest in "countries" -
> we are all one, and all part of what we are experiencing now,
> regardless of where you happen to live. This situation is not the
> doing of any "country" - it goes much deeper than that as we will
> see - and it ultimately affects everyone, because we are all part
> of, and therefore sharing the same collective experience.
>
> If we go back 100 years or so, the US Dollar was valued and linked
> to real, tangible Gold reserves and therefore the price of Gold.
>
> Every single dollar issued had its equivalent value in US Gold
> reserves which were, for the most part, stored in Fort Knox.
>
> Back then a dollar bill, or indeed any denomination of currency
> bill, was in effect a certificate of the equivalence of Gold,
> corresponding to that monetary value, that was held on your behalf
> in Fort Knox.
>
> For money supply and value to increase, the market value of Gold
> would either have to increase, or the USA would need to
> purchase more Gold in the world markets, to equate to the total
> amount of dollar currency in issue at that time.
>
> This of course worked the other way as well in that as the cost of
> living increased, so did inflation, which would, pro rata, depress
> the notional value of the Gold reserves which it was then the
> responsibility of the government to bring back in to line by
> adjusting Gold reserves accordingly.
>
> In 1900 the US Dollar was defined as having an equivalence of 22.33
> grains of Gold at the current market price.
>
> In those days money was real and constitutional, just as the
> Founding Fathers of the USA had intended. There was never any doubt
> abut the true value of a dollar, or of its purchasing power based
> upon the internationally accepted Gold standard.
>
> It should be pointed out that few ever knew how much Gold was
> really stored in Fort Knox - or indeed if it stored any Gold at
> all. Fort Knox is subject to an audit of Gold Reserves, but who is
> to say where the interest of the auditors really lies.
>
> Now for many hundreds of years there have been a powerful group of
> people based in Europe, ultimately originating with a clan dynasty
> known as the "Merovingians", named after its leader King Merovech.
>
> Without going in to a long and sordid history, this dynasty, which,
> after successive generations increasingly came to crave more power,
> eventually became what today are what I will refer to as "the
> forces of darkness", whose only ambition is total, global
> domination at quite literally any cost - human or financial.
>
> This dynasty today, which still has its power base in Europe, has
> representatives in many places of power in many countries.
>
> I need to be careful how I say this, but it is a fact that the Bush
> family, including the current president, as well as most of the past
> presidents of the USA, are related to the Queen of England. This is
> not speculation - it is a fact that can be proved. Out of a country
> of over 300 million people, any one of which has the right to run
> for President, what are the odds of this happening by "chance"?
>
> The British royal family actually originate from Germany. The
> original family name of the queen of England was "Von
> Sachsen-Coburg und Gotha". They changed their name to "Windsor" -
> something that sounds nice and British - during the first world
> war due to the feelings of the British people against the Germans.
>
> It is extremely important, and indeed a priority of this dynasty to
> keep all positions of power amongst their own, which is why the US
> presidents and royal families are all related in some way.
>
> Ultimately it is to preserve their "blood line".
>
> Over the last few hundred years the ultimate symbol and instrument
> of power - and indeed corruption - is "money".
>
> This is only so due to the fact the collective consciousness of
> humanity has made it so. "Money" is not recognised by Divine
> Providence and has no intrinsic power in and of itself.
>
> Knowing this, the powerful European dynasties who sought to control
> the world contrived a plan which would give them the control they
> were seeking.
>
> By then the USA was the largest and most powerful financial economy
> in the world, and so these forces of darkness used their influence
> with their dynasty members in the USA, the ultimate result of
> which was the creation of the entity known as "Federal Reserve
> Bank" which came about as an act of congress who passed a bill, the
> Federal Reserve Act, into law, probably unwittingly to legalise
> this new entity.
>
> Now no sane person in their right Mind would ever knowingly pass
> the Federal Reserve Act - it could never pass today - so the
> architects of it did two things to ensure they got their way - they
> waited for a national holiday so many members of congress were
> away, and they attached it to another, totally different and
> unrelated bill knowing that bill would pass, along with the Federal
> Reserve Act along with it - and of course it did.
>
> This was a very, very black day indeed for the USA and the World,
> and one which would influence world events from that moment forth.
>
> Also, on April 5 1933, president Roosevelt enacted a bill which
> made the private ownership of Gold illegal.
>
> This was clearly done to preserve the power of the Federal Reserve
> Bank, in case, due to world financial forces, Gold once again
> became the benchmark of currency in the USA.
>
> Here are the provisions of the Roosevelt decree:
>
> Section 1. For the purpose of this regulation, the term hoarding"
> means the withdrawal and withholding of gold coin, gold bullion,
> and gold certificates from the recognized and customary channels of
> trade. The term "person" means any individual, partnership,
> association or corporation.
>
> Section 2. All persons are hereby required to deliver on or before
> May 1, 1933, to a Federal Reserve bank or a branch or agency
> thereof or to any member bank of the Federal Reserve System all
> gold coin, gold bullion, and gold certificates now owned by them or
> coming into their ownership on or before April 28, 1933, except the
> following:
>
> This act of Roosevelt, whose allegiances should be clear, keeping
> in mind the relationships between presidents and European
> dynasties power base, was to give the Federal Reserve Bank even
> more power - again at the expense of citizens.
>
> I should mention also one of the greatest cons of all time on the
> people of the USA - of income tax.
>
> There is absolutely no provision in the American Constitution that
> compels USA citizens to pay income tax - in other words - to pay a
> tax on earnings. Many IRS employees have recently discovered this
> and have left the IRS and not now, legally, paying tax, although
> many of them have been, and still are being said to being
> threatened by government by government controlled "agencies".
>
> There was originally an attempt to pass a Sixteenth Constitution to
> introduce income tax, but it was never ratified. Income tax is
> therefore unconstitutional.
>
> I would also like to mention another significant development - that
> of "equal rights for women".
>
> Now of course women and men and all people in creation, as well as
> all forms of life, are absolutely equal, and that is the way it
> should be.
>
> What I refer to here is the circumstances under which women came to
> go to "work" and earn "money" instead of the more traditional but
> of course crucial home keeping, child raising etc, which, as a
> single parent of my three sons for the last 14 years I know is as
> tough, if not tougher than any "job".
>
> Many people will no doubt remember the "womens liberation
> movement" of many years ago.
>
> This was actually created and funded by the "trust" owned by a very
> well known USA based dynasty family.
>
> The hidden agenda was to get as many women in to the working
> environment as possible for two main reasons:
>
> 1. To double the amount of - unconstitutional - tax the dark forces
> would receive, thereby bringing them more of what they craved -
> money and power.
>
> 2. To bring young children in to the state "educational system"
> from a much younger age, so they could be controlled and
> indoctrinated by the controlling forces, beyond the reach and
> guidance of parents.
>
> Back to the Federal Reserve Bank.
>
> As I mentioned last week - "Federal Reserve" was a name chosen to
> make it sound like an official government organisation which it is
> not. The "Federal Reserve" is no more "federal" than Federal
> Express.
>
> The way the Federal Reserve Bank works is this:
>
> Instead of th US Government being responsible for the issue of
> currency linked to the Gold standard, now the Federal Reserve would
> be responsible for "issuing" - i.e. printing - money which it would
> then lend to the US government who would then have to pay interest
> on it to the Federal Reserve Bank.
>
> This gave the dark forces behind the Federal Reserve Bank the
> ability to print money and make interest on it at will, thereby
> making as much money as they desired, which they used for
> increasing control.
>
> The interest the US government pays the Federal Reserve is paid for
> from the unconstitutional taxation of US citizens.
>
> It should be clear to everyone that, in a normal democratic
> society, the US government could print its own money without paying
> interest, which comes from the taxpayer - unconstitutionally - on
> it.
>
> But then of course the US government, as a public organisation,
> would have to account for the money printed, and they could not.
>
> The most they could currently account for is a trillion dollars at
> the most, which, as we will see later, would only account for
> around 1% of the US dollars actually in "circulation".
>
> The Federal Reserve Bank, as a private limited company, has no
> public accountability, and so they can print money at will, with
> little or no accountability.
>
> The plot thickens.
>
> Now, instead of the US dollar being equivalent to Gold reserves,
> dollar bills suddenly started being printed as being "legal tender".
>
> So what has happened now is that what was that whereas before the
> US Dollar was a effectively a note - certificate - of a share in the
> Gold reserves of the USA, it now became a Federal Reserve note,
> with no tangible basis at all except the paper it is printed on.
>
> Around the same time the design of the dollar bill was changed to
> reflect a large amount of covert symbolism, which would be a story
> in its own right, designed to give power and Energy to the forces
> of darkness. These forces of darkness are heavily superstitious,
> especially when it comes to symbolism which exists everywhere if
> you know where to look.
>
> One of their main symbols is the Owl, a pagan symbol which the dark
> forces worship.
>
> So now the Federal Reserve Bank could literally, and actually, print
> money at will, and charge interest on it - the rate at which they
> set themselves - on it.
>
> Having gained this power, the forces of darkness set about making
> the most of it, by causing the US government to need as much cash
> as possible.
>
> One very effective way of accomplishing this was through war.
>
> In times of war governments need money for munitions, to pay drafted
> troops etc. It is no coincidence that a major power centre of the
> forces of darkness is Germany, and there have been two world wars
> against Germany.
>
> It should be pointed out that most German people are totally decent
> human beings, aspects of ourselves, were dragged in to these "wars"
> against their will.
>
> It is also no coincidence that it was the USA and their allies who
> helped to rebuild Germany after destroying much of it and killing
> an untold number of innocent people.
>
> This was all part of the "private arrangement" which few are aware
> of.
>
> The Vietnam war seemed bizarre to most - after all - why were
> American people forced to go and fight in a country they previously
> had no interest in on the opposite side of the World?
>
> The reason is simple - it just happened to be a convenient excuse
> to engage in a long, drawn out conflict that was also very
> expensive, requiring the US government to "borrow" vast amounts of
> money from the Federal Reserve Bank - money which made them
> billions of dollars at the expense of the US people who were
> compelled to not only go and fight, but also to pay taxes which
> were, and still are unconstitutional.
>
> More recently we have the extremely costly "wars" in Afghanistan and
> Iraq.
>
> The 9/11 false flag event was done to not only further control the
> American people through fear, but also to spend yet more money
> through the "Homeland Security Act", which was sold as being for
> the benefit of the American people.
>
> How many innocent people have lost their lives in all of these
> wars, 9/11 and other situations staged by the forces of darkness?
>
> These agents of darkness do not even see these victims as human,
> they rather see them simply as expendable objects necessary only in
> the pursuit of yet more power through money.
>
> The "space program" is another instrument of the dark forces
> designed by the dark forces to spend trillions of dollars, printed
> by the Federal Reserve, incurring interest set by the Federal
> Reserve Bank.
>
> And so it goes on - and this is just the tip of a very deep iceberg.
>
> Another way the forces of darkness manipulated humanity for their
> own gains was though manipulation of the economy and finance.
>
> Every boom, bust and stock market crash, from 1929 has been
> manipulated by the forces of darkness controlling money supply
> through the Federal Reserve Bank. Whenever the forces of darkness
> decided to make more money, they would engineer a financial
> situation to accomplish it, knowing that they have the absolute
> power to manipulate every aspect of that situation without any
> public accountability as a private company.
>
> Fast forward to today.
>
> As the "end game" plays out, the forces of darkness are desperate.
>
> They know what is happening as the awakening and transition
> continues, and that people everywhere are waking up to the truth,
> and will cling to power going to any lengths possible to control
> humanity before humanity becomes enlightened and they lose all of
> their power.
>
> This process is happening now, and they know it.
>
> The long prophesied battle between the forces of Light and dark is
> reaching its conclusion. The dark is losing. They will
> ultimately fail and will be destroyed. That time is very near now.
>
> The dark forces can never prevail against the Light - it is simply
> not possible.
>
> Little do the agents of darkness know that, ironically, they will
> prove to be the agents of their own destruction.
>
> Now let us take a closer look at why this will be.
>
> As you will recall, the Federal Reserve have the ability to print
> unlimited amounts of money, which has no value basis other than
> being "legal tender".
>
> In 2005 there was $760 billion dollars of actual, tangible, paper
> dollars in circulation.
>
> So, let us say that by now, in round numbers, there is $1 trillion
> dollars of paper currency in circulation.
>
> The official debt however of the US government is now nearly $11
> trillion Dollars. This is Eleven times as much as the real currency.
>
> However - the actual debt of the US government, according to the
> head of the Dallas Federal Reserve, who is in a position to know, is
> actually nearly $100 Trillion Dollars.
>
> This debt amounts to $1.3 million dollars per family of four - more
> than many families of four earn in a lifetime, yet the US
> government has committed its citizens to this debt.
>
> So technically the USA is bankrupt - many, many times over.
>
> So why then does the USA continue to trade?
>
> Well - simply because all these trillions are to the Federal
> Reserve Bank who were created it for this purpose - and to make
> trillions through interest payments - in turn created by an act of
> the US Congress.
>
> In other words the Federal Reserve will never call in the debt
> because they do not care about it. All they are concerned about is
> making interest on the debt for their own purposes - ultimately
> power and control, not only in the USA but over the entire world.
>
> The US government could not possibly have printed $100 trillion
> dollars by itself, because it is accountable to its tax payer's -
> even though there should be no tax payers - and the world economy.
>
> Because the Federal Reserve is a private company, it is seen as
> being a separate entity to the US government, that deals with the
> US Government at "arms length".
>
> So in other words it is the greatest scam the world has ever seen.
>
> However, the Universal Principle of Cause and Effect cannot be
> avoided.
>
> Regardless of where this $100 trillion came from, it still exists
> in the global financial system, and therein is the major issue now.
>
> The world banks have, often unwittingly, benefited from this
> vastly inflated liquidity through loaning this fictitious money,
> through which they earn interest - just as the Federal Reserve do.
>
> Monopoly Money is actually worth more, because at least that is
> worth the paper it is printed on.
>
> This latest financial "crisis" has been engineered by the dark
> forces for two main reasons:
>
> 1. To make interest on the $700 Billion Dollars in "bail out" money
> that they will print to bail out and reward those who were a party
> to it. Ask yourself where a specific figure of $700 billion came
> from in the context of the enormity of the entire situation.
>
> 2. To gain control over as many of the world's financial
> institutions, while they still can, in readiness for the "end game"
> we are fast approaching.
>
> You see - the dark forces are so far removed from the Light, that
> they do not understand the basis of true power. To them power is
> the same as money - that seem incapable of separating the two.
>
> This is why we are seeing some institutions go bust - the ones that
> are surplus to requirements - others that have been loaned a large
> amount of "Monopoly money" through which they will be controlled by
> the dark forces, and others which have been "nationalised" so they
> can be directly controlled by the world governments, which in turn
> are controlled by the forces of darkness.
>
> This situation was engineered through the creation of so called
> "sub-prime" mortgages - lending money to people of many times their
> annual income - if they had any income at all - at very low
> introductory interest rates for a couple of years, and with no down
> payments, thus breaking every rule in the book for basic banking
> due diligence.
>
> They could justify this to banks and others for two main reasons:
>
> 1. Very low interest rates
>
> 2. Increasing home prices
>
> This was a very clever move because the forces of darkness knew that
> in making mortgages available to millions of people who could not
> otherwise afford it, they were bringing millions of people in to
> the housing market, thereby increasing the demand for homes,
> thereby in turn, pushing the price of houses up further, thereby
> finally fuelling this whole strategy on the basis that banks
> would always feel secure against the backdrop of rising house
> prices as security.
>
> In other words this entire ploy was self-perpetuating as intended.
>
> Another factor in the increase in house prices was the so called
> "purchase to let" sector.
>
> The way this worked is that people would go to a bank to get a loan
> to purchase homes for the purpose of renting them out.
>
> The rent received would pay the monthly loan repayments, while the
> owner benefited from the rise in the capital value of the home
> which they intended to sell later for a large capital gain.
>
> Against the backdrop of ever increasing house prices, the banks
> were very happy to loan money for this type of transaction which
> they perceived as a very low risk.
>
> Not only that, people were taking out multiple loans, secured on
> multiple properties, all, while this strategy worked, paid for by
> the rental income, while rubbing their hands at the prospect of a
> massive pay day in a couple of years after they sell the properties
> and paid back the bank and pocketed the profit to retire with.
>
> However, such house owners, not actually living in the homes they
> purchased with the borrowed money, had no ties to those homes.
>
> So when the value of these houses started to fall, below the value
> of the loan, they simply and legally walked away, stopped paying
> back the bank, leaving the banks with the job and cost of
> repossessing houses upon which they were now making a huge loss.
>
> This is because a bank cannot usually sell a house for its market
> value - they have to get the house off their books and balance
> sheet as quickly as possible which they do by either auctioning
> them, or selling to companies that specialise in purchasing quality
> properties at a far lower than market value price, and all against
> a backdrop of falling house prices making the whole process much
> more difficult, time consuming and costly, even if possible at all.
>
> The forces of darkness also incentivised many people to sell these
> sub-prime mortgages in the USA, and used the Internet to do it.
>
> Many of you may recall that a couple of years ago we were bombarded
> with spam email with subjects like "congratulations - your mortgage
> has been accepted". This was all part of the strategy of the dark
> forces to fuel their sub-prime mortgage strategy on a global basis,
> while making the banks feel comfortable about the entire situation
> due to its sheer extent.
>
> Even when interest rates increased, the mortgage companies were
> using financial instruments such as treasury bills with long
> expiration dates to leverage against the short term interest rates,
> thereby, and a very effective one at that, because they reached
> every single person in the USA who was connected to the Internet.
> fixing the rates.
>
> But these rates were only fixed for two years. The forces of
> darkness did not care, because their only objective was to commit
> innocent people to mortgages they could not afford, not caring what
> happened to them later, and while gaining control over them through
> threat of eviction from their homes if they did not keep up with
> their payments.
>
> The USA had two mortgage organisations they could do the through -
> Fannie Mae and Freddie Mac - which became the main conduit for these
> junk mortgages, knowing that later, when they failed, they could,
> through the US government, take control of them.
>
> But how could the forces of darkness take control on a global
> basis, when bankers and financiers outside of the USA were much
> more careful about lending money?
>
> Well what they did was again very clever indeed.
>
> The sub-prime mortgages were not sold as mortgages, but rather as a
> financial instrument known as a "CDO" of "Collateralised Debt
> Obligation".
>
> CDO's are like shares, options, futures and other financial
> contracts that are frequently traded around the world.
>
> CDO's however are only usually traded between financial
> institutions such as banks, pension funds, trust funds etc.
>
> A notable finance company behind these CDO's was Lehman brothers,
> who were later, having served their purpose, were allowed to go
> bankrupt.
>
> Now but turning these sub-prime mortgages into CDO's the dark
> forces could place them in the market with other CDO's for the
> banks to purchase secured by rising house prices.
>
> No bank manager or person in their investment banking divisions
> would purchase or offer a sub-prime mortgage without being sacked
> on the spot, but they could purchase CDO's as part of the whole
> banking investment strategy, and they would not be accountable.
>
> These CDO's were therefore very aggressively marketed throughout
> the world to major banks and financial institutions who were quite
> used to trading CDO's. Bank employees had the power to trade CDO's,
> and, often being motivated by large bonuses, purchased as many
> CDO's as they could, only seeing a large bonus payout and a
> promotion soon enough.
>
> Now because the CDO's were leveraged, the more house prices
> increased - due to the new buyers with their sub-prime mortgages -
> the more these CDO's were worth.
>
> The more the CDO's were worth, the more the banks wanted them.
>
> So for a time everyone was happy, because, while house prices kept
> going up - fuelled by the sub-prime mortgages - everyone made money
> and the illusion was absolute.
>
> Millions of people were happy because they could purchase a home
> with no down payment and low interest rates of many times their
> earnings, the banks were happy because they looked good as their
> profits increased due to the increasing value of the CDO's, and the
> Federal Reserve was happy because indirectly the banks were
> borrowing money - which did not really exist - to finance the
> sub-prime mortgages.
>
> But then the inevitable happened due to three main factors:
>
> 1. All those who could obtain a mortgage and purchase a home had
> done so, so there were no more buyers.
>
> 2. As a result of 1. house prices first stabilized and then started
> going down in value.
>
> 3. Due to escalating cost of living due to rapidly increasing fuel,
> electricity and gas prices, the people with the sub-prime mortgages
> chose to pay for their most immediate energy needs before the
> mortgage payments, and they defaulted on their mortgages.
>
> Just for good measure - when the stock market realised this the
> inflated share prices started to fall, and then the short sellers
> came in to hammer the stocks even lower.
>
> At around this time the first cracks started to appear.
>
> Now this just might have not been so immediately serious, because
> mortgages were insured by an organisation known as "AIG" -
> "American International Group" - the 18th largest company in the
> world, and one that accordingly financial institutions trusted
> completely. AIG is probably controlled by the forces of darkness.
>
> It turn out the AIG was not actually underwriting these mortgages
> and therefore CDO's as they were supposed to, and in any case
> they were they were hit extremely hard once this house of cards
> started to collapse and could not fulfil their obligations of
> insuring the CDO's that all the banks and financial institutions
> thought were insured, so they "could not go wrong".
>
> The US government stepped in and "nationalised" AIG, thereby
> bringing it under direct control.
>
> When the collapse of, what amounts to a massive pyramid scheme,
> started, the first financial institutions to be affected where the
> financial organisations such as Lehmans, who were packaging
> sub-prime mortgages into CDO's which they could no longer sell,
> thereby taking on the burden of the defaults on the sub-prime
> mortgages.
>
> Next, during the following statutory accounting quarter came the
> banks who had purchased the CDO's which were now untradeable and
> became what is known as worthless "toxic debt", with billions or
> even trillions of dollars evaporating literally overnight.
>
> Now, contrary to popular belief, this did not mean that the banks
> had lost a vast amount of cash, and neither were they directly
> liable for defaults of the sub-prime mortgages - that was the
> financial organisations such as Lehmans.
>
> The banks had already paid for the CDO's with cash that was
> accounted for out of cash reserves they could easily afford.
>
> However, under international banking regulations, banks are obliged
> to account for trading profits and losses and apply them to their
> balance sheets in a system known as "mark to market".
>
> What this means is that although the banks may be awash with cash -
> which they are even now - they technically made massive losses.
>
> It is important to keep in mind that these are only paper losses
> due to holding the CDO's which have already been accounted for.
>
> However, because banks are subject not only to financial
> regulators, but also their shareholders, this situation meant that,
> in order to survive and carry out the right corporate process, they
> must control their activities - what they did with their real cash.
>
> Now the entire financial system is heavily dependant on the what is
> known as "inter-bank lending", whereby the banks loan each other
> money at an agreed interest rate, the basis of which, in the USA,
> is determined by, you guessed it - the Federal Reserve Bank.
>
> Because of this situation, the banks are now refusing to lend to
> each other, and where they will, it is at much higher interest
> rates in order to build in the risk premium.
>
> And it this refusal to lend to each other, for fear of taking risks
> after the massive losses they and their shareholders have incurred,
> that is the crux of the current situation.
>
> So this is where we are today.
>
> This is actually just a brief overview on the basics - it does go
> much deeper than this, but this overview will nevertheless provide
> the basis for an understanding of all of the main factors involved.
>
> The situation is absolutely critical - make no mistake about that.
>
> As I mentioned briefly last week, the $700 billion is a trivial
> amount in the context of the global situation which involves untold
> trillions, and which in any case is designed to "bail out" and
> reward the people that worked with the dark forces to engineer this
> situation in the first place, by purchasing, using money printed by
> the Federal Reserve - the main power base of the dark forces - the
> outstanding "toxic debt" that they had not been able to unload
> before the housing market reversed.
>
> All part of a carefully contrived strategy by the dark forces.
>
> What we are seeing now is first backlash of what is fundamentally a
> very large house of cards - built with "Monopoly money" - that is
> starting to collapse.
>
> The global stock markets are, as I indicated last week crashing,
> notwithstanding this so called $700 billion "bail out", all the
> nationalisations of banks, all the take-overs of banks and other
> financial institutions, all the untold billions injected in to the
> financial markets, and all other measures, both financial and
> otherwise.
>
> Plain and simple - nothing can stop, in a few days, a meltdown
> resulting from the activities of the last few decades.
>
> Even the IMF - the International Monetary Fund - have said this
> weekend that nothing can now prevent a global meltdown.
>
> We are seeing the gang of 7 - the so called G7 "super powers" -
> making noises about being determined to resolve this "issue", but
> they appear as King Canute wanting to hold back the tides.
>
> We are witnessing the beginning of the end game. The Quickening.
>
> We live in a world where the illusion of money is power. Money only
> has power because humans have given it power - in reality it is
> either worthless paper or numbers stored on a network of computers
> - all meaningless before the Universe.
>
> There is only one true source of Abundance - Divine Providence -
> Who most people due to a material focus have turned their back on -
> until now.
>
> And this is not all. It is a fact, verified by the BBC news this
> week, that the global economy is losing much more money on
> deforestation, than even the world financial crisis - and even this
> is still the tip of the iceberg that most people are unaware of.
>
> Humanity has been living a lie - an illusion - based upon the Ego -
> the true meaning of "Lucifer" - the power of darkness.
>
> The Light is now dawning in readiness for the Golden Age of Light.
>
> The dark forces have lost, and they know it. This last desperate
> ploy in the world financial markets will backfire, and they will
> lose their power. This has always been inevitable, it is just a
> shame that so much misery has been inflicted by this and other
> instruments such as the main orthodox religions - also controlled
> by the forces of darkness - in the meantime.
>
> But nothing is lost. Everyone in incarnation has gained valuable
> experience towards individual Spiritual Growth.
>
> The time for worry has passed. The game of the dark forces has been
> exposed and they will lose if they have not already lost.
>
> The trillions of dollars that the dark forces worshipped, along
> with the Owl, as power will be shown to be an illusion.
>
> The forces of darkness may well, as a final desperate act in their
> death throes, force a major global event in the hope of regaining
> power - if they do it may seem hopeless to many at the time, but we
> must always remember this:
>
> It is always the darkest before the dawn.
>
> The Light is now dawning over the horizon, and nothing can prevent
> it from rising to bath all life on Earth in the Light.
>
> In the meantime - never worry or fear current events - they are all
> part of a necessary process to bring back balance to the excesses
> of humanity over the last 2000 years or so, and in particular the
> last 200 years.
>
> If we all focus only on the Light - and we are the Light - the
> Light will soon illuminate every single person, creature and plant
> on this planet.
>
> And always remember - humans on Earth are never alone.
>
> There are infinite Beings of Light both within the inner Energy
> levels of the Universe - Universal Mind - and without - in the vast
> physical Universe of matter - all of Whom are here to guide humans,
> who are but babies in the Universe, playing in this kindergarten we
> call "Earth", on the path to our next evolution as Beings of Light.
>
> Until next week, stay focused in the Light, and beyond these
> temporal disturbances in the material world, always remembering the
> greatest truth - you are an expression of God, of perfection, your
> natural state is Abundance, Health and above all Love, and nothing,
> but nothing can ever harm you.
>
> In Love, Light and Truth,
>
> Adrian.
> http://www.ourultimatereality.com/ou...-the-book.html
> http://www.ourultimatereality.com/ne...2005-2007.html
> http://www.ourultimatereality.com/sc...paperback.html
> http://www.scienceofbeing27lessons.com
> http://www.ourultimatereality.com
> http://www.ourultimatereality.com/forums
>
> Additional resources:
>
> http://www.mindpowerbooks.com
> http://www.charleshaanelbooks.com
> http://www.developingpsychicpowers.com
> http://www.astralpulse.com/forums
> http://www.thewayofthecrystal.com
>
>
>
>
>
>
>
> 11 Cronk Drean, Douglas, IM
>
> To unsubscribe or change subscriber options visit:
> http://www.aweber.com/z/r/?TMxsTBzst...a0zJwMbAysTA==
>

[Mike_Jetson]

That was a good read

[eurosceptic]

thanks for that - good stuff....good old Isle of Man!

Thank you for giving us that information.

[LaRosa]

Very interesting read with good perspective, David Wilcook's style.
I found this picture last week, One of those Owls Adrian Cooper is referring to.
This Ambroise owl look way too serious... he forgot this age old principle ---> Laughing once a day keep the doctor away. Or was it to eat an apple a day? Just in case I recommend to eat an apple and laugh at least once a day (but not at the same time).

Good news letter, thank's

[greybeard]

This is very clear and positive.
Thanks Chris