I closed my checking account about one month ago. I go to the bank that checks I receive are drawn on to cash them, and pay utilities, etc in person. This is possible for me because I live in a small town, but I remember in NYC, if you did not have a bank account, banks refuse to cash checks---so one had to rely on check cashing spots that charge a fee.
I have to give my FINGERPRINT to cash checks on occasion even here...very troubling.
I just watched In "Debt We Trust" again and I urge everyone to take a look if they have not seen it. If after that you still must take the side of BANKS over CITIZENS...
I am all for personal responsibility-no question. If you can't afford something-do without until you can, period.
But no matter what, I will not agree predatory lending should be allowed so a few can rape the poor.