[whitecrow]

Originally Posted by Leadman

What If:

When we pay money into the Bank (even if it is not physically, when you receive a wage slip or payment advice) we make a statement along these lines...

By all means do so. It can do no harm, even if it turns out to be mere mental masturbation. It's a charming idea.

I have a slightly different method. My check deposits automatically, every Thursday midnight. Every Friday morning, I visit the ATM at the nearest branch and take out all my money except enough to cover those payments I have deducted automatically, plus enough to hold the account open for another week. Then I pay cash for everything.

Obviously my savings are not in the form of a bank account.