Susan youve missed the point entirely. If you missed some of the facts I wrote then this could be why youve maybe missed the point. If you want to look at it as transference of energy than I can handle that easily.
A true asset that the bank has the possibility to lose creates risk. The risk factor decides the interest rate. Now, if the bank has no risk of losing any asset then how do they decide on the rate? Its a fact that they create an asset which you lawfully own. You own the instrument that is held against the debt which you are supposed to get back once the debt is paid. This is most definately not like loaning a neighbour some cash, thats entirely different as the asset held is trust. Your neighbours doesnt pay he loses the trust he had with you.
The banks fraudulently create an asset in your name and use this to create the debt that you can use. You are using your own money. Its like the secured credit card zorgon talked about except instead of you paying the bank cash so you can use their credit facilities the bank creates the cash for you. Its your cash before you even start to borrow it.
I strongly suggest people watch
http://video.google.ca/videoplay?doc...&q=big+swindle
It was uploaded by a club I was a member of before I joined Liberty Wealth Club. Fast forward to 14min and the key part is around the 15min mark