[TAXMASTER]

here is how i see it. laws will come and laws will go, doesn't make them morally or ethically right. we reap what we sow. if we knowingly receive an item or service of value and elect to pay for it later then we have an obligation to keep that contract regardless of the law. it is called integrity. even if the banks illegally harass you when you are late, it is because you did not keep up your end of the deal.

the same justification can be used for a poor man if he wants something from a rich man so he decides to take it. it is called stealing. yet if the poor man agrees to pay in the future for an item he gets from the rich man, and he later decides that the rich man already has more money than he needs, so the poor man decides not to pay him, is this not stealing too? you received the item by deception in both instances.

i think we are all on the "rung on the ladder of life" due to our decisions. it is called free agency and we decide how prosporous we are going to be. if we cheat a man out of $50 then next week our car breaks down and it costs us $60, it is karma coming back to us. picture it as casting a stone out in the middle of a big puddle. the ripples go to the edge of the water and then the land casts the ripple back to the center where the rock landed. whatever we dish out comes back to us. jesus taught us to turn the other cheek.

if the bad banker is doing wrong, don't borrow money from him. if you do borrow, then pay it back thankfully. give your money mental energy and pay your debts with gratitude. you will find that as your ripple out changes, so will the ripple coming in.

Namaste'