cpkdoc, thanks for the link

Good to know this went all the way to the Florida Supreme Court and was thrown out... I think this must be what's happening. These first few to test it are learning by their mistakes, testing what works, so maybe there isn't a clear path yet set.
I just came across this article from a lead Michael St.Clair gave me:
http://www.supremelaw.org/authors/freeman/freeman4.htm
This spells out what happened and how it happened and also references the Uniform Commercial Code. I think I'm going to spend some more time reading at
www.supremelaw.org... the site is a bit old, but there seems to be good info there.
And also cpk's link for We The People Radio... this is promising!!
http://mp3.wtprn.com/Beiter08.html
Peace