if your from the uk just dump it all. i went bankrupt last june and it cost £360.. if its over a certain amount your throwing your money away. just walk away from yourt house and what not if you can. stock up on foods ans survival stuff first then try and just leave it all behind. i live in a friends garden shed lol. so im half way there as far as living in the wilds and getting ready to live off the land!! dont be scared just do what you feel is roight