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Originally Posted by mntruthseeker
UNIFIED SERENITY.......................................... ........
Excellent post. My daughter deals with insurance companies all the time. She has worked for 7 doctors for I forget how many years but she is very familiar with the mark ups. She works with patients and claims through Insurance Co.
The only real Insurance Co that is not included in al lthis is Blue Cross/ Blue Shield. That is why to have their service you will pay alot more up front.
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There is a nice workaround now in many states to lower the out of pocket with BCBS plans. You can up your deductible to say 10,000.00 and lower your monthly insurance bill from say $600.00 to 250.00 and then take out a plan that will cover the $10,000.00 for say $100.00 a month, so you get the same medical coverage for $250.00 less per month. It's called a GAP plan, have her look it up if she is not aware of it.
adding a qualifier here... those are average numbers given, and not fixed prices. I don't want anyone suing me.