[THE eXchanger]

Originally Posted by franciejones

Thanks exchanger, but I am looking for advice for the question I asked...not alternatives...just answers to the question I posed.

Thanks Surial...is this info due to experience or profession?

i think, you should re_read, what i wrote

credit counciling is one service,
who can reduce your amount owned

THE ""GOOD RETURNS $40,000.00"" thing, it works

since, it puts an order into the universe to give that to you